Non-Interest Bearing Accounts

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institution to obtain, verify, and record information that identifies each person who opens an account.

What this means for you: When you come to the bank to open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We will also ask to see your driver’s license or other identifying documents.


Personal Regular Checking

  • Minimum to open:  $200.00
  • Monthly balance fee:
    – Minimum balance $700.00 and over:  No Fee
    – Minimum balance $699.99 and under:  $7.00
  • Unlimited check writing
  • Unlimited transactions
  • Free MasterCard Debit Card with no annual fee
  • Free online banking
  • Free online bill pay

EZ Free Checking

  • Minimum to open:  $100.00
  • Monthly balance fee:     No fee
  • Unlimited check writing
  • Unlimited transactions
  • Free MasterCard Debit Card with no annual fee
  • Free online banking
  • Free online bill pay                         
  • An electronic statement (eStatement) will be provided for this account.

Senior Checking

  • Minimum to open:  $200.00
  • Monthly balance fee:
    – Minimum balance $200.00 and over:  No Fee
    – Minimum balance under $200.00:  $2.00
  • Unlimited check writing
  • Unlimited transactions
  • Free MasterCard Debit Card with no annual fee
  • Free online banking
  • Free online bill pay
  • Receive check images with monthly statement

Christmas Club

Take the stress out of your holidays with an easy savings plan that offers:

  • Minimum to open:  $5.00
  • Principal distributed by check or direct deposit annually in time for holiday shopping.*
  • Annual statements

*Please refer to the Truth in Savings Disclosure for additional conditions that may apply.